Well... I have seemed to rip everything apart now. Had to take the carbs off to get at the bolts behind them (didn't unhook them completely, the less the better). Finally got the jugs off to find NOTHING! The rings look good, pistons, cylinder, and from what I can see into the crank, looks like nothing is stuck. In the process tho, ripped the gaskets (thought might happen) so had to pull both MAG and PTO. I still can't turn the crank by hand.
Maybe the starter is stuck/stopping it from being able to turn? I guess I'm going to rip that out now and see if I can then turn it by hand. This is getting crazy. I just hope to hell I can get everything back together, when said and done.
Some pics, not the best, hard to get in there.