top end verses engine?...
This is a good question. You'd think you could get away with just a top end rebuild kit but for me, the issue is, what you don't know about the bottom end.
I'd personally go with the new remanfactured motor. I know what it's like to be attached to an older ski. I have 3 of them. And don't want a 4-TEC. Yeah, I'd like to ride one but love the simplistic design of my older stuff.
You'll hear some good and some bad from SBT. I've personally had good experiences with them but there are a few that have had some things not so good to say. They have honored their warranty with me, with no problems. I've only had 2 send backs......I think that's a pretty good track record.
Anyway, you have several different ways of approaching this. If you pulled the motor and took measurements on your bearing end play,...etc, you might be able to go with just a top end kit.