So I just signed up with Harbour Insurance Brokers out of Midland and Vancouver. They put me on a policy that costs $481.00 / year with 2mil liability and a hell of a lot of value in coverage,l 2500.00 contents coverage, navigation equipment coverage, bla bla bla... Many marina's are getting real sticky with the amount of coverage boaters have if docked on a slip, and since it marked with business logo etc, I'm use to the added coverage and premiums that go with it. My car and home insurer (TD Insurance) would not insure a boat 15 years or older.
Kev, check your home insurance policy, I think your boat would be covered under your home policy, with a limit to coverage. My would have been covered, but only for $1,000.00, and that's my deductible!!