Oil check?
It's really not that hard to check the oil. Or should I say, it's really not that hard to remove the necessary parts to get to it. The most important part of checking this oil is to see that it is still in good condition. Remember, this part of the unit is mostly underwater and has a lot of thrust being put on it. If the seals are bad, you'll get water in it and that can seize your bearings.
When you take out the oil fill plug, try and look inside, or dip the tip of a small screwdriver into it to see if it has any yellow color to it. That's a sign of water getting in the oil. When you rebuild the pump end, the last procedure is to put a pressure test on the bearing housing and seals to make sure they don't leak.