When in chop, my Utopia can be uncomfortable. The worst is when the wind and chop is coming from the bow, offset about 20 degrees. If you can get the speed up to about 35mph, you can get on top, just experiencing s slight chime walk. Medium chop just sucks, but it's only a 20' boat. We have had friends with a 26FT cabin cruiser on our boat, and they actually commented on how stable it was, in a light to medium chop... One trick, that we have learned, is to put our cooler up front, at the bow, between the seats. The extra weight up front improves the ride, substantially...
