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insurance

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Just call your auto insurance company, they will find your best option.
I pay less than 300 a year for full replacement coverage.
 
I use Progressive and its not too expensive based on the coverage you get.
My 2012 RXT 260 costs $227/yr (see below)
My 2012 GTX 155 costs $221/yr

2012 Bombardier/SeaDoo RXT 260 (HIN: xxxxxxxxxxxxxxx)
Physical damage option:Actual Cash Value
Disappearing Deductibles:None
Coverages, Limits, Rate
Bodily Injury & Property Damage Liability:
Includes Fuel Spill Liability
$300,000 combined single limit$68.00
Medical Payments (Part 6): $5,000 each person$17.00
Comprehensive (Part 9):$500 deductible$69.00
Collision (Part 7):$500 deductible$40.00
Included with Comprehensive and (if purchased), Collision:Wreckage Removal, Marine Electronics - $500 deductible, Trailer - $250 deductible Included
Propulsion Plus®: No Coverage$0.00
Sign & Glide®: Selected$30.00
Coastal Navigation:75 Nautical Miles (included)$0.00
Replacement Cost Personal Effects:$1,000, $250 deductible$3.00
Roadside Assistance: Selected - Included
Total rate for this watercraft: $227.00

Shop around and report back once you find a good deal for you.
 
Damn, your insurance covers your trailer too? Wish mine would do that... Piece of crap trailer might "accidentally" come unhooked on the ramp and sink to the bottom
 
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